Business Loans for Auto Repair Shops
Lifts, diagnostic tools, and parts don't buy themselves. Auto repair funding from $5K to $500K+ — approved in hours, no hard credit pull.
An auto repair shop is only as good as its bays. Every lift that's down, every diagnostic tool you don't own, every part you can't stock is a job you turn away — and a customer who finds another shop. The equipment that makes you money costs serious money, and most independent shops can't fund it out of cash flow alone.
Coast to Coast Funding Group works with independent repair shops, tire shops, transmission specialists, collision centers, and multi-bay operations to finance the equipment, parts inventory, and facility upgrades that increase throughput. From $5,000 to $500,000+, funded in as little as 24-48 hours, you can add a bay, stock the parts, and keep every lift earning.
How Auto Repair Shops Use Funding
Every additional bay is additional daily revenue capacity. Fund the lift, the tools, and the buildout to turn dead floor space into earning space.
Modern vehicles need modern diagnostics. Dealer-level scan tools and ADAS calibration equipment open up higher-ticket jobs.
Common parts on the shelf mean same-day turnarounds instead of next-day. Fund the inventory that wins repeat customers.
Good techs are scarce and worth every penny. Funding covers competitive wages while a new hire ramps up to full productivity.
Alignments, tires, transmission work, EV service — fund the equipment and training to capture the services you're currently referring out.
A clean waiting area, online scheduling, and digital inspections justify your labor rate. Fund the upgrades that build trust and reviews.
Simple Process
Get Funded in 3 Steps
No lengthy applications, no weeks of waiting. Most businesses go from application to funded in 24-48 hours.
Apply in Minutes
Complete our short pre-approval form online or call us directly. It takes just a few minutes.
Get Approved in Hours
We review your bank statements and revenue — not just your credit score — and approve most applications within hours.
Funded in 24-48 Hours
Once approved, funds are deposited directly into your business bank account, usually within 1-2 business days.
Do You Qualify?
Simple Requirements
If your business is generating revenue, there's a good chance you qualify.
- Business bank statements from the last 6+ months
- Minimum monthly revenue of $10,000
- Business has been operating for at least 6 months
- No hard credit pull to check your options
FAQ
Frequently Asked Questions
Common questions about business loans for auto repair.
Can I finance equipment for my auto repair shop?
Yes — equipment is one of the most common uses of our funding. Lifts, alignment machines, diagnostic scanners, and shop tools can all be funded, and we also offer dedicated equipment financing where the equipment itself helps secure better terms.
How much can an auto repair shop borrow?
Most independent shops qualify for $25,000 to $500,000+, based on monthly revenue, time in business, and number of bays. Multi-location operators and high-volume shops can qualify for more.
Do you fund specialty shops like transmission or collision centers?
Yes. We fund general repair, transmission, collision, tire, diesel, and EV-specialty shops. If you repair vehicles and generate business revenue, we can evaluate your shop.
Will checking my funding options affect my credit?
No. There's no hard credit pull to see what you qualify for — checking is completely free of credit impact.
Can funding help me hire technicians?
Absolutely. Many shops use working capital to offer competitive pay to certified techs, covering wages during the ramp-up period before a new hire reaches full billable capacity.
How quickly can I get the money?
Most shops are approved within hours and funded within 24-48 hours — fast enough to buy that lift or stock those parts this week, not next quarter.
Explore More Funding Options
Funding Solutions for Auto Repair
Funding for Other Industries
Keep Every Bay Earning
Apply in minutes and get auto repair funding in as little as 24-48 hours. More bays, better tools, faster turnarounds.